Blog Articles Written by RRBH Law

can you claim car accident without police report

Can You File a Car Accident Claim Without a Police Report in Florida?

RRBHLAWZEN August 18, 2023Accident

Can you claim a car accident without a police report in Florida? This is the pressing question that arises when you find yourself in the aftermath of a Sunshine State collision. Initially, the situation may seem minor, and you and the other driver may have chosen to exchange information without involving law enforcement, given the absence of apparent injury or significant property damage. However, as time passes, you may begin to experience unforeseen pain, revealing more serious injuries than initially anticipated. Moreover, a closer inspection of your vehicle may uncover significant damage. Now, faced with the full extent of your injuries and the startling car damage, the query still lingers: Can you file a car accident claim in Florida without a police report? In this blog, we’ll embark on an enlightening journey, delving deep into the intricacies of this scenario. We’ll explore the possibilities, the challenges, and the critical role a police report plays in shaping the outcome of your case. So, let’s hit the road and navigate the ins and outs of filing a car accident claim in the Sunshine State. Can You File a Car Accident Claim Without a Police Report in Florida? Yes, it’s possible to file …

When Is Peak Hurricane Season? For Florida, It’s Here

RRBHLAWZEN August 10, 2023Hurricane Preparation

“When is peak hurricane season?” This question looms large for the residents of Florida. It’s a time of heightened vigilance, preparation, and resilience. The Sunshine State is no stranger to the fury hurricanes bring, with its extensive coastline bordering the Gulf and Atlantic Coasts, making it more susceptible to these natural disasters than any other U.S. state. In this blog, we’ll explore the critical aspects of Florida’s hurricane season, including the timing of its peak, from the crucial period between mid-August and mid-October to the essential steps you need to take to ensure the safety of your family and the protection of your property. When is Peak Hurricane Season? Florida’s hurricane season is like a crescendo, building up to a climactic peak around September 10, with the most intense activity occurring from mid-August to mid-October, as the National Hurricane Center reported. While the official hurricane season stretches from June to November, recent years have seen storms forming as early as mid-May around Florida. This warm-up period reminds Floridians to be vigilant and prepared well before the official season starts. It’s crucial to understand that Florida faces more significant hurricane risk during hurricane season than any other U.S. state. Historical data …

Why Are Home Insurance Companies Leaving Florida?

RRBHLAWZEN July 25, 2023Homeowners' Insurance

Florida, known as the Sunshine State, is facing a pressing question: Why are home insurance companies leaving Florida? The state is already experiencing significant impacts from climate change, with floods and hurricanes causing extensive damage to homeowners. The aftermath of these natural disasters has profoundly affected Florida’s property insurance market, resulting in a surge of insolvencies and an alarming increase in claims payouts. As a consequence, home insurance companies are abandoning the state, leaving homeowners in a precarious position with skyrocketing premiums and limited coverage options. In this blog, we will explore the reasons behind this exodus and shed light on the potential solutions to the home insurance crisis in Florida. Why Are Home Insurance Companies Leaving Florida? The escalating climate crisis has been instrumental in driving home insurance companies away from Florida. The state witnessed the devastating impact of Hurricane Ian, which alone caused a staggering $65 billion in property damage. In 2022, property insurers had to pay over $100 billion in claims, a 50% increase from the average annual payouts of the previous decade. Consequently, fifteen property insurers faced insolvency in 2020, leaving a struggling market for the remaining companies. One of the primary drivers of this crisis …

Should You Buy a Home with Termite Damage or Plumbing Problems?

RRBHLAWZEN July 12, 2023Homeowners' Insurance

Should you buy a home with termite damage or plumbing problems? It’s a question that can give any homebuyer pause, especially after an exhaustive search for the perfect property. Imagine finally finding the house of your dreams, only to discover that it has been plagued by termites or has plumbing issues. It can leave you feeling uncertain and unsure of the right course of action. In this blog post, we will delve into the considerations of buying a home with termite damage or plumbing problems, arming you with the knowledge needed to make a confident and informed decision. Should You Buy A Home With Termite Damage? Termite damage is a serious concern that can have far-reaching consequences for a property. While the visible damage may provide some insight, it often fails to reveal the full extent of the infestation. Termites are sneaky creatures, causing damage in hidden areas that go unnoticed, which can be perilous for the home’s structural integrity. Additionally, the financial burden of repairing such damage falls squarely on the homeowner’s shoulders. When faced with a home that exhibits termite damage, it is crucial to assess the situation carefully. Consulting professionals specializing in termite inspections can help determine …

Do Most Slip and Fall Cases Settle Out of Court?

RRBHLAWZEN June 28, 2023Slip and Fall

“Do most slip and fall cases settle out of court?” This question lingers in the minds of those who have suffered from these accidents, wondering if they will have to endure a lengthy and arduous trial process. In this blog post, we will explore the factors that influence the settlement of slip and fall cases, shed light on the timeline for settling such cases in Florida, and provide insight into the average settlement amounts in the state. Do Most Slip And Fall Cases Settle Out Of Court? Many slip and fall cases indeed settle out of court, and there are good reasons for this. Property owners and insurance companies involved in these cases often recognize that it is generally more cost-effective and less time-consuming to reach a settlement outside of the courtroom. However, it’s important to note that each slip and fall case is unique, and the outcome will depend on the specific facts and circumstances involved. While settlements are common, some cases may still proceed to trial if a fair resolution cannot be reached through negotiation. How Long Does It Take To Settle A Slip And Fall Case In Florida? The length of time required to settle a slip …

Florida Hurricane Damage: Prepare for These 4 Common Types

RRBHLAWZEN June 15, 2023Homeowners' Insurance, Hurricane damage

When it comes to the state of Florida, the picturesque landscapes and sunny beaches often take center stage. However, amidst its natural beauty, Florida is also known for facing the wrath of hurricanes. These powerful storms can leave a trail of destruction in their wake, causing significant Florida hurricane damage to homes, infrastructure, and communities. In this article, we will delve into the four most common types of hurricane damage that Floridians should be prepared for: wind damage, flooding, storm surge, and tornado damage. 4 Types of Florida Hurricane Damage to Protect Against Wind Damage Florida is no stranger to windy days, especially during the summer months when a cool breeze provides respite from the heat. However, when a hurricane strikes, the wind intensity reaches an entirely different level. These powerful hurricane winds can uproot trees and transform everyday objects into dangerous projectiles. Protecting against wind damage involves securing loose items, such as patio furniture or garden equipment, trimming trees, and installing impact-resistant windows and doors to protect your home. Taking these precautions can significantly reduce the risk of wind-related destruction to your property. Flooding One of the most significant threats accompanying hurricanes is flooding. Prolonged rainfall during these storms …

Will 2023 Be an Active Hurricane Season? Here’s What to Expect

RRBHLAWZEN May 23, 2023Hurricane damage, Hurricane Preparation

As we enter the mid part of 2023, many are curious about what lies ahead regarding weather and natural disasters. One pressing question on the minds of meteorologists, researchers, and individuals residing in hurricane-prone regions is, “Will 2023 be an active hurricane season?” The anticipation and concerns surrounding the upcoming hurricane season are rooted in the previous year’s experiences and the complex interplay of various atmospheric factors. In this blog, we will explore the predictions, factors influencing the season, and steps individuals can take to stay prepared. When Is Hurricane Season 2023? The 2023 Atlantic hurricane season is rapidly approaching, set to begin on June 1 and extend until November 30. However, this season comes with a heightened level of uncertainty, as experts have identified a developing El Niño and unusually warm conditions in the Atlantic Basin as influential factors. An analysis by Weather.com highlights the abnormal warmth observed in the Gulf of Mexico, off the Southeast U.S. coast, and in the eastern Atlantic during spring. In early April, forecasters kept a close eye on the potential formation of a tropical or subtropical storm in the area, but fortunately, it dissipated without significant impact. April tropical systems are infrequent, with …

where did hurricane ian do the most damage,

Hurricane Ian Damage: Where Was It Worst and How Much Did It Cost?

RRBHLAWZEN May 12, 2023Homeowners' Insurance, Hurricane damage

When Hurricane Ian made landfall last September, its destructive force left a trail of devastation in its wake. After communities endured the impact of this powerful storm, the question on everyone’s mind was, “Where did Hurricane Ian do the most damage?” In this blog post, we will delve into the regions hardest hit by Hurricane Ian, examining the consequences of its landfall and the extent of the damage caused. From shattered structures to the upheaval of lives, the aftermath of Hurricane Ian serves as a stark reminder of the immense power nature can unleash. What Areas Were Damaged By Ian When It Hit Florida? As Hurricane Ian descended upon Florida’s shores, it brought a ferocity that wreaked havoc on the southwest coast. The cities of Sanibel, Cape Coral, and Fort Myers were at the epicenter of the storm’s wrath, bearing the brunt of its catastrophic force. Lee County, encompassing Cape Coral and Fort Myers, suffered immense devastation as floodwaters submerged the area. In the face of such destruction, the Coast Guard heroically conducted rescue operations to save those stranded on rooftops. During a press conference, Governor Ron DeSantis described the situation as “inundated and devastated,” a grim testament to the …

8 Injury Causes That Require a Slip and Fall Attorney

RRBHLAWZEN April 20, 2023Slip and Fall

If you were injured in a slip and fall accident, it’s essential to seek the assistance of a slip and fall attorney. Imagine the following scenario: You’re at the local grocery store, going about your usual routine, when all of a sudden, you slip on a wet surface and fall to the ground. As you attempt to stand back up, you realize that you’re in excruciating pain. Such accidents can have devastating consequences on one’s life, both physically and financially. In this article, we will discuss eight typical causes of slip and fall incidents that necessitate the assistance of an experienced slip and fall attorney. Get a Slip and Fall Attorney If You Were Injured from These Common Causes Wet Floors: Wet floors are a common cause of slip and fall accidents, especially in public places like grocery stores, malls, and restaurants. If a property owner fails to warn visitors or clean up a wet floor promptly, they may be liable for any injuries. Loose Floorboards: Loose or damaged floorboards can easily trip someone, causing them to fall and suffer injuries. Property owners have a duty to maintain their floors in a safe condition and should promptly repair any damaged …

How Many Homes Were Destroyed by Hurricane Ian in Florida?

RRBHLAWZEN April 10, 2023Homeowners' Insurance, Hurricane damage

In September of last year, Hurricane Ian wreaked havoc on the southern United States, causing significant damage and loss of life. The storm was one of the costliest in US history, and it had a particularly devastating impact on Florida. In this blog, we will answer the question of how many homes were destroyed by Hurricane Ian in Florida and explore resources available for homeowners affected by the storm. What Category was Hurricane Ian? Last September, Hurricane Ian made landfall in southwest Florida as a powerful storm, wreaking havoc and causing over $112 billion in damage in the United States. According to the National Oceanic and Atmospheric Administration (NOAA), Ian briefly reached maximum Category 5 status with winds estimated at 161 mph (259 kph) on September 28, making it one of the most powerful tropical cyclones on record. However, after passing by the Dry Tortugas islands, Ian weakened to a Category 4 storm, with winds of 150 mph (241 kph), before hitting Florida later that day. Although it was downgraded to Category 4, Ian’s impact was still incredibly devastating. It caused over 150 deaths directly or indirectly and was declared the costliest hurricane in Florida’s history and the third-costliest hurricane …

Comparative Negligence Explained: If I’m Partially at Fault, Can I Still Sue?

RRBHLAWZEN March 14, 2023Insurance Litigation

Have you found yourself in a situation where you believe you are partially at fault for an accident? For example, you were speeding or texting while driving, resulting in a collision. It’s natural to wonder what is comparative negligence and if you still have the right to sue for damages. The good news is that you can still pursue legal action, but you must be aware of comparative negligence laws. In this blog, we will delve into what comparative negligence is, how an attorney can help establish it, and the damages you can seek in your personal injury claim. What Is Comparative Negligence? Personal injury accidents can happen at any time, leaving individuals with physical, emotional, and financial damages. But what happens when the injured party is partially at fault for the accident? Can they still sue for damages? In Florida, the answer is yes, thanks to the concept of comparative negligence. Comparative negligence is a legal principle determining the percentage of fault for each party involved in an accident. This principle is used to assess liability and determine the amount of damages a plaintiff can recover. For example, if you are injured in an accident, your recovery can be …

Home Insurance Company Offering Low Settlement? Here’s What to Do

RRBHLAWZEN March 7, 2023Insurance Litigation

Are you frustrated with your home insurance company offering low settlement amounts for your claim? Don’t worry; you’re not alone. Many homeowners face this situation, but it’s essential to know what steps to take to get the money you deserve. In this blog, we’ll guide you through three essential steps you can take when your insurance company tries to shortchange you. We’ll also underscore the importance of enlisting the help of experienced professionals who specialize in insurance claim disputes to ensure you get every penny you’re owed. Insurance Company Offering Low Settlement? 3 Steps to Take Review Your Claim and Insurance Settlement Offer The initial step you should take upon receiving a low settlement offer from your insurance company is to review both your claim and the settlement proposal meticulously. It’s critical to understand the insurance company’s reasoning for considering it a fair settlement and the particulars of what they are offering you. Examine the details of your claim, including the type and extent of the damage incurred, the policy’s coverage limits, and any applicable deductibles. Evaluate the settlement offer to ascertain how it corresponds to your claim specifics. If you have any reservations regarding your claim or the settlement …

Can You Sue a Nursing Home For Negligence?

RRBHLAWZEN February 19, 2023Insurance Litigation

“Can You Sue a Nursing Home For Negligence?” This is a question that many families ask when their elderly loved one is subjected to mistreatment or abuse in a nursing home. As the trial for a Hollywood Hills nursing home administrator begins this month for the negligence the nursing home showed its residents during Hurricane Irma shows, it’s an important question to answer. Negligence can take many forms and can cause harm to residents in numerous ways, from medical to physical, emotional, or financial abuse. This article will provide a brief overview of nursing home negligence and the legal options available to families who have suffered due to the actions or inaction of a nursing home or its staff. Can You Sue a Nursing Home For Negligence? Yes, you can sue a nursing home for negligence if you have suffered injuries or financial loss due to poor treatment in the facility. The following laws are relevant in a nursing home negligence case: Florida Nursing Home Bill of Rights This law, found in Florida Statutes 429.28, outlines the rights of individuals living in care facilities. It states that residents have the right to live free of physical, mental, emotional, and financial …

Why Is My Car Accident Settlement Taking So Long? When You’re Hurt, It Helps to Know What to Expect

RRBHLAWZEN February 8, 2023Accident

“Why is my car accident settlement taking so long?” This is a common lament heard among car accident victims. After experiencing a traumatic crash, the last thing you want is for your settlement to drag on for months or even years. But why does the process take so long? In this blog, we’ll delve into why car accident settlements can be a slow and drawn-out process and provide some helpful insights into what you can expect if you find yourself in this situation in Florida. Why Is My Car Accident Settlement Taking So Long? Determining the settlement demand amount is a crucial early step in the process, and your attorney will need to consider several factors. First, they will consult with your doctor to determine if you’ve reached maximum medical improvement, which means your health will remain the same despite additional treatment. Once maximum medical improvement has been reached, your attorney will assess the extent and type of injuries sustained in the accident, including medical bills, lost wages, and pain and suffering. The attorney will also take into account the insurance policy limits of the liable party to determine the maximum amount of compensation that can be obtained. In Florida, …

How to Make a Successful Water Leak Insurance Claim

RRBHLAWZEN January 20, 2023Homeowners' Insurance

When it comes to unexpected home repairs, a water leak can be one of the most destructive and costly issues to deal with. But did you know that your homeowners insurance may cover some or all of the damage caused by a water leak? The key to receiving the coverage you are entitled to is knowing how to make a successful water leak insurance claim. In this blog, we have provided 10 tips to help you make a successful water leak insurance claim. From determining the source of the leak, to documenting the damage and hiring a professional to fix the mess, these tips will guide you through the process and increase your chances of receiving a fair settlement from your insurance company. How to Make a Successful Water Leak Insurance Claim The key to receiving the coverage you are entitled to is knowing how to make a successful water leak insurance claim. Making a water leak insurance claim can be complex, but following these steps and tips can increase your chances of a successful claim. 10 Water Damage Insurance Claim Tips Determine the Source of Water and Stop the Flow: The first step in making a successful water leak …

What Are the Signs of a Concussion After a Car Accident?

RRBHLAWZEN January 13, 2023Accident

Car accidents can be traumatic events, and one of the most common injuries that can occur as a result is a concussion. The signs of a concussion after a car accident can be subtle, but it’s essential to be aware of them to quickly and adequately address the injury. In this blog post, we will be discussing the different grades of concussions, the most common symptoms to look out for, and the appropriate actions to take if you suspect you or a loved one may have suffered a concussion. The Grades of Concussions Concussions are classified into three grades: mild, moderate, and severe. Mild Concussion A mild concussion is also known as a “Grade 1” concussion. The individual may experience headaches, dizziness, and confusion, but the symptoms usually resolve within 15 minutes to a few hours. The individual may also experience a temporary loss of consciousness, but it usually lasts for less than 20 minutes. This type of concussion is considered to be the least severe. Moderate Concussion A moderate concussion, or “Grade 2” concussion, is characterized by symptoms that last longer than 15 minutes but less than 24 hours. In addition, the individual may experience symptoms such as loss …

What To Do When Your Home Insurance Claim Is Denied Or Delayed?

RRBHLAWZEN December 20, 2022Homeowners' Insurance

Home insurance claims can be a complex and stressful process, especially if your claim is denied or delayed. There are several reasons why this might happen, and it’s important to understand why so you can take the appropriate steps to resolve the issue. In this blog, we’ll explore some of the reasons why your home insurance claim is denied, and provide you with tips on what to do if you find yourself in that situation. Why Your Home Insurance Claim Is Denied Or Delayed? There are several reasons why your home insurance claim may have been denied or delayed. Here are a few common ones: Your Insurance Made a Mistake Sometimes, insurance companies make mistakes. It’s important to carefully review your policy’s terms to ensure that you’re covered for the damages you’re claiming. If you believe your insurance company made a mistake in denying or delaying your claim, it’s important to contact them and ask for a review. Be sure to provide any documentation or evidence that supports your claim. You Missed Your Chance to File Most home insurance policies have strict deadlines for filing a claim. If you miss this deadline, your claim may be denied. Be sure to …

When Do I Need to Hire a Personal Injury Lawyer

RRBHLAWZEN December 12, 2022Personal Injury Lawyer Florida

If you’ve been injured in an accident that was caused by someone else’s negligence, you may be asking when to hire a personal injury lawyer. In this blog post, we’ll provide information to help you understand when hiring a personal injury lawyer is necessary and how they can help you seek fair and just compensation for your injuries. We’ll cover topics such as the severity of your injuries, the other party’s liability, the insurance company’s tactics, and the number of parties involved in the accident. By understanding these factors, you can make an informed decision about whether or not to hire a personal injury lawyer. When to Hire a Personal Injury Lawyer? When you’re involved in an accident, it can be overwhelming and stressful. You may be dealing with injuries, medical bills, and the hassle of getting compensation from the responsible party or their insurance company. In these situations, it’s natural to wonder if you should hire a personal injury lawyer to help you navigate the legal process and fight for the compensation you deserve. If you’ve suffered serious injuries that have resulted in long-term disability or have significantly impacted your quality of life, it’s a good idea to consult …

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