why is my car accident settlement taking so long

Why Is My Car Accident Settlement Taking So Long? When You’re Hurt, It Helps to Know What to Expect


“Why is my car accident settlement taking so long?” This is a common lament heard among car accident victims. After experiencing a traumatic crash, the last thing you want is for your settlement to drag on for months or even years. But why does the process take so long? 

In this blog, we’ll delve into why car accident settlements can be a slow and drawn-out process and provide some helpful insights into what you can expect if you find yourself in this situation in Florida. 

Why Is My Car Accident Settlement Taking So Long?

Determining the settlement demand amount is a crucial early step in the process, and your attorney will need to consider several factors. First, they will consult with your doctor to determine if you’ve reached maximum medical improvement, which means your health will remain the same despite additional treatment.

Once maximum medical improvement has been reached, your attorney will assess the extent and type of injuries sustained in the accident, including medical bills, lost wages, and pain and suffering. The attorney will also take into account the insurance policy limits of the liable party to determine the maximum amount of compensation that can be obtained.

In Florida, to be compensated, you need to provide evidence of the harm caused by accident. In addition, you will need to provide proper documentation, including any logs or records that show your recovery and any changes in your pain or mental health. 

3 Reasons Your Insurance Settlement Could Be Delayed 

Legal or Factual Issues with the Case

This can include disputes over liability or responsibility for the accident, the extent of your injuries, or conflicting information or evidence. The settlement process can take longer if some discrepancies or questions need to be resolved. Your lawyer will work to resolve these issues, but it may take additional time and investigation to reach a resolution.

Your Case Is Complex

This can include cases involving multiple parties, large amounts of damages, or significant legal or factual issues. If your case requires extensive negotiation, documentation, or evidence-gathering, it can take longer to reach a resolution. A complex case requires the expertise of a knowledgeable car accident lawyer who can navigate the process and negotiate effectively on your behalf.

You Are Still Receiving Treatment

If you are still undergoing medical treatment for the injuries sustained in the car accident, this can cause a delay in your settlement. Insurance companies need to have a clear picture of the extent of your injuries and the costs associated with them before they can offer a settlement. Until you have fully recovered or reached a point of maximum medical improvement, it is difficult for the insurance company to determine the full value of your claim.  

As a result, it is not uncommon for settlement negotiations to be put on hold until your medical treatment has been completed. In these situations, it is advisable to work closely with your personal injury attorney, who can advise you on the best course of action and ensure your rights are protected.

How Long Does a Car Accident Settlement Take? 

The duration of a car accident settlement and the amount of compensation you receive can be affected by a number of factors. Some of these include the strength of your case, the complexity of your case, and whether you choose to settle the matter in or out of court. 

Insurance companies can also play a role in how long it takes to receive your settlement check. For example, they may delay paying out claims, especially if the settlement amount is significant, to thoroughly investigate and ensure there is no evidence of fraud or negligence on your part.

In Florida, most car accident settlements are resolved relatively quickly, usually within four to six weeks. However, depending on the circumstances, the process can take longer, ranging from a few months to several years.

At RRBH Law, our team of expert personal injury lawyers is dedicated to securing the justice and compensation you deserve. With extensive knowledge and a tireless work ethic, our attorneys will use their expertise to navigate the settlement process and fight for your rights. 

Don’t let insurance companies and their endless delays get in the way of your recovery. Call RRBH Law today at 305-800-4663, and let us handle your case.