When it comes to the state of Florida, the picturesque landscapes and sunny beaches often take center stage. However, amidst its natural beauty, Florida is also known for facing the wrath of hurricanes. These powerful storms can leave a trail of destruction in their wake, causing significant Florida hurricane damage to homes, infrastructure, and communities. In this article, we will delve into the four most common types of hurricane damage that Floridians should be prepared for: wind damage, flooding, storm surge, and tornado damage. 4 Types of Florida Hurricane Damage to Protect Against Wind Damage Florida is no stranger to windy days, especially during the summer months when a cool breeze provides respite from the heat. However, when a hurricane strikes, the wind intensity reaches an entirely different level. These powerful hurricane winds can uproot trees and transform everyday objects into dangerous projectiles. Protecting against wind damage involves securing loose items, such as patio furniture or garden equipment, trimming trees, and installing impact-resistant windows and doors to protect your home. Taking these precautions can significantly reduce the risk of wind-related destruction to your property. Flooding One of the most significant threats accompanying hurricanes is flooding. Prolonged rainfall during these storms …
What Are the Signs of a Concussion After a Car Accident?
Car accidents can be traumatic events, and one of the most common injuries that can occur as a result is a concussion. The signs of a concussion after a car accident can be subtle, but it’s essential to be aware of them to quickly and adequately address the injury. In this blog post, we will be discussing the different grades of concussions, the most common symptoms to look out for, and the appropriate actions to take if you suspect you or a loved one may have suffered a concussion. The Grades of Concussions Concussions are classified into three grades: mild, moderate, and severe. Mild Concussion A mild concussion is also known as a “Grade 1” concussion. The individual may experience headaches, dizziness, and confusion, but the symptoms usually resolve within 15 minutes to a few hours. The individual may also experience a temporary loss of consciousness, but it usually lasts for less than 20 minutes. This type of concussion is considered to be the least severe. Moderate Concussion A moderate concussion, or “Grade 2” concussion, is characterized by symptoms that last longer than 15 minutes but less than 24 hours. In addition, the individual may experience symptoms such as loss …
How Much Is a Traumatic Brain Injury Worth?
Wondering how much is a traumatic brain injury would be worth? This article shares information about calculating damages for traumatic brain injuries. A traumatic brain injury or TBI can have devastating effects. The most common cause of death and disability in children aged 15 to 44 is traumatic brain damage. Some of the impacts they may cause can be subtle, but others are not. Therefore, it is important to be proactive in pursuing brain injury compensation because if you don’t, you could suffer various health and financial problems. What is a Traumatic Brain Injury? A traumatic brain injury (TBI) is a severe injury to the brain that can cause significant long-term problems. The most common type of TBI is an accident that causes the head to hit something hard, such as the ground. Other kinds of TBI include being hit in the head by a ball or being shot. Even mild TBI can cause long-term problems, including memory loss, trouble concentrating, and difficulty speaking. How Much Is a Traumatic Brain Injury Worth? There is no way to tell how much your case will settle for, but it will likely be between $100,000 and $7 million in the worst cases of …
Condominium Insurance Dispute? Don’t Do It Alone
Condominium insurance disputes are sometimes complicated because of the fact that condominiums are in a community. Areas such as the stairs/elevator, administrative office, and parking lot are common to all condo owners. This is why condo owners are sometimes confused when it comes to insurance claims. At RRBH Law, we understand the rights of individual condo owners and the rights of homeowner’s associations. We believe that understanding and recognizing the rights of each is vital to achieving positive results for our clients in the event of a condo property damage accident. Making a Condominium Insurance Claim for Losses The way condo owners handle a loss is slightly different than the situation faced by people who own single-family homes. Condo owners have their own unique set of rules governing their insurance. The homeowner’s policy a condo owner owns only covers some property damage, others may be covered by the building owner or HOA. The following are the most common condominium insurance claims that both an individual owner and the HOA may raise: Damage caused by molds Damage caused by fire (smoke damage included) Damage caused by wind (including other damages that can necessitate windows and roofs to be repaired) Damage caused …
How Many Slip and Fall Cases Go to Trial?
How many slip and fall cases go to trial? This article explores some of the things you should know when pursuing damages. Accidents involving slips and falls bring a negative mental and physical shock. Accidental falls are among the leading causes of accidental injury. A fall can leave you with severe injuries, expensive medical bills, time away from work, and possibly losing your job. If you suffer a fall, you may receive financial assistance to help cover your accident-related expenses. Have you fallen victim to a slip and fall accident? Will you be facing a trial in the near future? Do you want to know how many slip and fall cases go to trial? Most slip-and-falls are never tried in court. Knowing how many trials occur helps you prepare for your case if you are a victim. If you are bringing an insurance claim or a lawsuit, you will need substantial evidence and proof. If you were injured on a store or property owned by a negligent party, you must prove it. Accidental injuries caused by slips and falls Slip and fall accidents commonly occur in the workplace, retail stores, parks, offices, or apartment buildings. A variety of factors …
What Does Home Insurance Cover? It May Be Less Than You Think.
What does home insurance cover? In this article, find out what exactly is covered on a homeowners insurance policy and how it helps you in the unfortunate event that something happens to your home. Homeowners insurance is a critical part of owning a home, but what does it actually cover in the event that you need to file a claim? Many people are unaware that most home insurance policies have precise language about what the insurance company will pay for in case of damage to your home. To make things easier for you, we have compiled some of the common items that are covered and one that usually is not. Dwelling and Other Structures Covered items vary by policy, but many policies include your home and other structures on your property. This often includes outbuildings on the property (such as a garage), walking surfaces (such as steps or a porch), and detached structures that are not attached to the main dwelling structure (such as a shed). Because each policy is unique, you should read your policy to determine what is included under your coverage. Personal Property Personal property is what you would find inside a home. This includes furniture, electronics, …
When to Call a Lawyer After a Car Accident
Car accidents are a common occurrence, and it can be difficult to know when you need assistance from a car accident lawyer. It may depend on the circumstances, but this blog will explore potential situations where hiring a lawyer could make sense. We’re often asked when you should call a lawyer after a car accident. It can be confusing to decide whether to get a lawyer involved in your case from the very beginning or wait until later. After all, insurance companies love to take advantage of those who don’t know their legal rights. The good news is that we’ve created this blog post for those questions and issues so that you can have an easier time making that decision and knowing what your options are. When to Call a Lawyer After A Car Accident Having a lawyer after an accident can be a huge help. A skilled lawyer will be able to prove your case and make sure you’re compensated for your losses. If you have any injuries, a lawyer can also help you recover the cost of your medical bills. If you find yourself in any of the following situations, you should absolutely consider contacting an attorney. …
Cast Iron Pipe Lawsuit: Does Home Insurance Cover Cast Iron Pipes?
Has your home insurance provider denied your claim? It might be time to file a cast iron pipe lawsuit. Your home should be a place where you can sit back, relax, and enjoy yourself. Unfortunately, for many homeowners with cast iron plumbing, home seems to be a constant source of stress. Cast iron is prone to corrosion, which can cause thousands of dollars of property damage if it forms a leak. Replacing cast iron pipes can cost tens of thousands. Will your homeowners insurance cover repairs? If your insurance provider decides to put profits over honoring your policy and denies or underpays your claim, you don’t have to sit there and take it. You have options. Here’s what you should know about cast iron plumbing, insurance, and filing a lawsuit if you are denied. Does home insurance cover failing cast iron pipes? Insurance companies often try to pass off damage caused by leaking cast iron pipes as the homeowner’s fault. While plumbing maintenance falls to the homeowner, you might be eligible for coverage in some cases, but your insurance provider will not make the process easy for you. Here are a few things you can do to increase your chances …
Your Whiplash Injury Claim Amount Could Hinge on This
Interested in learning how to protect your whiplash injury claim amount? This article discusses one critical aspect you may not have considered. Thousands of car accidents happen every day, and a large portion of those accidents result in some sort of neck injury. Since they see them so frequently, insurance companies are all too familiar with whiplash injuries—and how to avoid paying out for them. You should do everything you can to keep your claim free of any mistakes that might help your insurance company deny your claim. And that includes one seemingly simple choice you make following an accident. The Doctor You Choose Could Make or Break Your Case When you visit a doctor for treatment after your accident, you should be careful to choose someone who is reputable and qualified to treat your injuries. While you may not have a choice about the doctor who treats you first if you are in need of emergency medical services, you can choose where you go once you are no longer in immediate danger. This choice could prove to be one of the most important in the insurance claim process. The size of your whiplash injury claim amount could be impacted …
10 Grocery Store Injuries That Could Entitle You to Compensation
The average person goes shopping at the grocery store about six times per month. With 72 trips to the store every year, it should be no surprise that grocery store injuries are a relatively common occurrence. Whether you shop for your family’s food at Publix, Walmart, or a local supermarket, you should know that if you get hurt in a grocery store that you could be entitled to compensation for your injuries. Here are 10 common grocery store injuries and accidents that could mean you need to file a lawsuit. Common Grocery Store Accidents Many of the grocery store accidents can be classified as slip and fall accidents. For example, if an employee mops a section of the floor but fails to put up proper signage and someone falls, that person could be entitled to compensation for their injuries. Here are some of the most common accidents that occur: Slip and fall accidents due to debris Slip and fall accidents due to spilled liquid or wet floors Improperly placed floor mats Falling items Uneven or damaged pavement on sidewalks or in the parking lot While there are many more kinds of accidents that may occur at a grocery store, these …
Negligent Security Lawyer: Can I Sue My Landlord for My Assault?
Were you assaulted in your apartment or place of business? A negligent security lawyer may be able to help you receive the compensation you deserve. Here is everything you need to know about negligent security lawsuits in Florida. According to the Florida Department of Law Enforcement, over 81,000 violent crimes took place in the state in 2019. These crimes range from simple assaults and robberies to more extreme cases involving sexual assault and homicide. If you are the victim of a violent crime while on someone else’s property, you may be able to file a negligent security lawsuit against the property owner to recover damages. Here’s what you should know. What Does Negligent Security Mean? Property owners have a duty to ensure the safety of others who set foot on their property. When they fail to provide adequate protection and that failure results in a violent crime, the property owner can be held liable in civil court. A negligent security lawsuit is a premises liability claim that allows victims to receive compensation for any physical and emotional injuries they sustain. Who Can I Hold Liable Under Florida Law? Under Florida law, plaintiffs can seek damages from many groups. Landlords, property …
How to Prevent Bicycle Accidents in Key Biscayne: 8 Safety Tips for Cyclists
Miami is notoriously dangerous for cyclists. Bicycle accidents in Key Biscayne are especially common. Here’s how to stay safe this summer. Every summer in Miami, the roads and trails seem to fill up with bicyclists. With the restrictions surrounding COVID-19 slowly fading, this year will probably see lots of people out on their bikes. One of the most popular places to ride—Key Biscayne—is likely to see a lot of increased bicycle traffic, as well. It’s no surprise, considering the beautiful views of Biscayne Bay along the way. Unfortunately, the incidence of bicycle accidents in Key Biscayne will also rise as people start to take to the roads across the Rickenbacker Causeway and throughout the island. If you plan to ride your bike this summer, whether solo or with friends and family, here are a few things you should know about staying safe. Why Accidents Happen First, it’s important to understand why bicycle accidents happen before we discuss any safety tips. Knowing what to look out for will increase your chances of avoiding injury. Some of the most common reasons that bicycles get into accidents with automobiles include: Poor cycling infrastructure Inattentive driving and riding Failure to give right of way …
Hurricane Irma Update: Property Damage, Now What?
Hurricane Irma Update – Although Irma Arrived in Miami At High Tide, Most Claims We’re Seeing Involve Wind Damage Within days of slamming into the Caribbean and south Florida, Hurricane Irma pushed further north today, into areas to which many of our neighbors had evacuated over the weekend. The large rain bands extended across the entire state of Florida, downing trees and signs, pushing boats ashore and tearing off shingles. The storm’s arrival at high tide caused flash flooding, most of which fortunately receded by later today. Hurricane Irma Update On Damage: Although Irma’s damage to Florida was not as great as the worst forecasts, almost three quarters of the state are still without power, and areas such as Naples and Jacksonville, as well as low lying areas of Miami, suffered flooding, standing water and downed power lines. The Florida Keys suffered the brunt of the damage. Portions of the road were washed out, and the rest was strewn with debris including sections of boats, jet skis and even appliances. “I just hope everybody survived,” Governor Scott said after flying over the islands today. “It’s horrible what we saw.” Hurricane Irma Update On Insurance Claims: Many of our clients have been …
How Do I Know If I Need A Property Insurance Attorney? 3 Things to Know Before Settling
Deciding whether to hire a property insurance attorney for your home insurance claim can seem like a tricky choice. In reality, though, it’s quite simple. Here in the Miami area, we see first-hand some of the worst home damage that this country has seen. From hurricanes to sinkholes, it seems that Mother Nature always has something up her sleeve. As an insurance litigation attorney, I deal with the fallout from these and other scenarios, and let me tell you—you do not want to go up against the big insurance companies alone. Even small regional insurance companies have the legal know-how to take you for a ride. Still don’t think you need a property insurance attorney? Here are three things to know before settling: If Your Home Insurance Provider Denies Your Claim Insurance companies are in the business of making money, so anytime they see an opportunity to not pay on a claim—perhaps by reinterpreting the legal language of your contract—they’re going to take it. When this happens, do not give up. Hiring a qualified insurance attorney to pursue your case will give you the opportunity to get the money that they owe you. If Your Home Insurance Settlement Is too …
Does Your Insurance Policy Cover Your Roof? It Depends…
Here in Miami, we all probably know someone who has had to deal with the insurance companies over storm damage to their home. As we recently saw on Wednesday, August 2, even a relatively small weather system like Tropical Storm Emily (technically downgraded to a tropical depression at that point) can cause major damage. As the forecast is showing, we’re not done with hurricane season quite yet. Not even close, since forecasters are expecting an very active season as the waters warm up. Not surprisingly, one of the questions I get asked most often as an attorney whose cases often revolve around storm damage is “does my insurance cover damage that my roof sustains during a storm?” In fact, because the roof is susceptible to damage from high winds, hail, lightning strikes, and falling debris, one of my primary jobs as an attorney who handles insurance litigation is to get the insurance companies to cover the costs of various types of damage. You’d be surprised by what they try to get away with (or maybe not; they’re insurance companies, after all). While I’d like to be able to tell every single person who has asked me this question, “yes, your …