insurance litigation attorney

Hurricane Irma Court Case: How an Insurance Litigation Attorney Can Help

RRBHLAWZENblogHomeowners' Insurance, Insurance Litigation

Every year, many insurance policyholders have to decide whether to hire an insurance litigation attorney. The question: take the award amount and cut their losses, or take the fight to the courts to get the compensation they deserve? Recently, a Miami federal judge ruled on a case that involved two insurance policyholders, the insurance company, and a disagreement over the award amount the insurance company wanted to pay. The insurance company claimed that the initial award (which was much higher than the revised award) offered to the plaintiffs was preliminary—the court should thus reject the plaintiffs’ stance that the initial offer should be upheld. Daniel J. Rodriguez of RRBH Law was on the case. The Case When Lazaraly Guzman and Larry Rosado claimed that their dwelling was damaged by Hurricane Irma in 2017, they couldn’t have expected how much resistance they would get from their insurance company, American Security Insurance, Co. From the start, the insureds and representatives of the insurance company could not agree on the cost of the damage from the storm, so Guzman and Rosado started the litigation process. When the parties agreed to an appraisal per the insurance policy’s instructions, the court stayed the case until …

injury attorney

Hire a Personal Injury Attorney? 7 Reasons You Should

RRBHLAWZENblogInsurance Litigation, Personal Injury Lawyer Florida, Slip and Fall

After an accident in which you’ve been injured, you have a lot to worry about—not only do you have to focus on recovering from your injuries but also paying for your medical expenses. Hiring a personal injury attorney can help you go through the process of settling your claim against the at-fault party, but many people are hesitant to pick up the phone. If you’re wondering whether you should hire an attorney to help you get the compensation you deserve, these seven reasons could help you make a decision. Save Time When you’re injured, the one thing that there doesn’t seem to be enough of is time. Even if your injuries are so severe that they keep you from working, you still have a lot to do. You have to track down your medical records and get the police files for your case. If you’re working or raising a family, not to mention if you have to go to physical therapy to recover from your injuries, it can be difficult to find the time to do everything you need to do. Hiring a personal injury attorney can help cut down on the steps you need to take to get compensation …

auto accident attorney

Advice from an Auto Accident Attorney: Settling a Claim

RRBHLAWZENblogInsurance Litigation, Vehicle Accidents

If you’ve been involved in a car accident that was not your fault, you’re probably wondering about getting the compensation that you need. Hiring an auto accident attorney that can help you through the negotiation or even litigation process might not be at the top of your list of worries if you’re still trying to recover your losses, but we still want you to have the information that you need so that you can settle your claim and get back to your life. With that in mind, here’s what you need to know about settling your claim. What You Need to Understand about Getting Compensation We’ve written about gathering the evidence you need to get the most from your settlement before, so we won’t reiterate that here. You can read more about that in this post and this post. Suffice it to say that you need to gather as much evidence from the scene as you can. The other driver’s insurance company wants to make as much money as possible, so if they say that you haven’t given them enough evidence to prove your claim, you could be paid less than you should be paid, or you might be denied …

insurance dispute lawyer

Homeowner’s Claim Denied? An Insurance Dispute Lawyer Can Help

RRBHLAWZENblogHomeowners' Insurance, Insurance Litigation

When you file a homeowner’s insurance claim, stress can build to intense levels. Wouldn’t it be nice if you didn’t have to worry about your insurance company denying your claim on top of everything else? Unfortunately, any insurance dispute lawyer you ask will tell you that it happens a lot. This is because insurance companies exist for one main purpose: to make as much money as possible. While having this goal doesn’t mean they will outright deny you coverage without due cause, it could mean you receive a settlement that is lower than you expected. Sometimes this happens because you and your insurance company aren’t sharing enough relevant information with each other. Fortunately, you can take these steps if you think you’ve been wrongfully denied coverage or if you think your settlement should be higher. Get Your Insurance on the Phone As soon as you receive word of a low settlement or a denial, start the process of getting in touch with your insurance. Be sure to come prepared—review your claim and come up with some ways to make your case more clear. The solution to the problem might be a simple one, such as providing more evidence of loss …

bicycle accident in florida

Bicycle Accident in Florida? What You Need to Know about Insurance

RRBHLAWZENblogInsurance Litigation, Personal Injury Lawyer Florida

Did you know that you can file an auto insurance claim after a bicycle accident in Florida? If you’re surprised, listen up. Your car insurance usually only pays for damages that you cause while driving, but if a driver hits you while you’re riding and they are found to be at fault, you can actually get coverage for your injuries by using your own insurance policy. You can do this because you’re technically a pedestrian—defined as someone who is not operating a vehicle that is “self-propelled.” Since you power your bike with your legs, that definition includes you when you’re on a bike. But wait. Wouldn’t the at-fault driver’s insurance cover your medical expenses? That’s a great question. Normally it would. However, some exceptions to the rule can mean you need to file a claim with your own insurance. Want to learn more? Here’s what you need to know. The Driver’s Insurance Might Not Cover Your Bicycle Accident Injuries A few instances exist in which the at-fault driver’s insurance might not cover you. For one, what if the driver doesn’t have insurance? After all, at any given time about 15% of drivers on the road across the country don’t carry …

Closeup of Benjamin Franklin on $100 bill no win no fee lawyer

Why Should I Hire a No Win No Fee Lawyer? 3 Reasons

RRBHLAWZENblogHomeowners' Insurance, Insurance Litigation, Personal Injury Lawyer Florida, Sexual Assault Lawyer, Vehicle Accidents

A lot of people think that they can’t afford an attorney. But what if you didn’t have to pay unless you won? That’s what a no win no fee lawyer can do for you. This is an attorney who essentially works for contingency fees. Here’s why you might want to hire one. You Get Immediate Access to Legal Advice Your initial consultation with your lawyer will be free of charge. That means you can get access to the legal advice you need right away and begin implementing the steps you need to take for a successful outcome. This is beneficial because shopping around for lawyers can prove to be a time-consuming and extensive process. The more time you wait, the more you hinder your chances of success. Since your lawyer has an incentive to go for cases that have a solid chance of winning in court, you are also receiving the benefit of honest legal advice. You Don’t Have to Pay Up Front One of the main advantages of hiring a no win no fee lawyer is that there is not an up-front investment on your part. This way, you will not have to worry about any legal bills while …

Young driver holding steering wheel

Florida Auto Accident Checklist: 3 Steps to Take Right after an Accident

RRBHLAWZENblogVehicle Accidents

Approximately 17,000 car accidents happen every day in the United States. Want to be prepared in case you experience one? Keep this Florida Auto Accident Checklist close by. Make Sure Everyone Is Safe Between 30,000 and 40,000 people in the U.S. die from auto accidents every year. The most important thing to remember after you’ve been in an accident is that cars are replaceable: people aren’t. Even after an accident that seems minor, check to make sure that everyone in your vehicle is uninjured and then ask those in the other vehicle if they need any medical attention. If any injuries are apparent, call 911 immediately and ask for emergency medical personnel. If you remember one thing from this Florida Auto Accident Checklist, this is the one to remember. Get the Documentation You Need In the confusion of a car accident, it can be easy to forget to get all the relevant information you need. Here’s what you should document after an accident: The other driver’s insurance information (company name, agent, and policy number) Photos of the accident, including damage to all vehicles involved and any property Photos of objects at the scene of the accident (skid marks, accident debris, …

Storm surge from hurricane on beach

Still Dealing with Damage from Hurricane Michael? How We Can Help

RRBHLAWZENblogHomeowners' Insurance, Insurance Litigation

It has been almost a month since Hurricane Michael made landfall near Panama City, Florida, but with $11.28 billion in damages, full recovery is still as much as a year away. Many homes and businesses sustained damage from Hurricane Michael leaving homeowners and tenants to file insurance claims and hope for the best. Sadly, insurance companies will not agree to cover all of the costs. If last year’s Hurricane Irma was any indication, as much as 40 percent of claims could go unpaid for up to six months. Some Hurricane Irma claims are still outstanding, more than a year after the homeowners and business owners filed them. How Our Insurance Litigation Services Work The attorneys at RRBH Law have one goal—to get you the money you deserve to deal with the damage from Hurricane Michael. And to help assure you that you won’t we out a lot of money by hiring us, we want you to know a few things. First, we work on contingency. What does that mean? It’s just a fancy way of saying that if you don’t get paid, we don’t get paid. Our fee comes from your claim payout, so you don’t have to pay a …

Knight armor

Bad Faith Insurance: Are You REALLY Protected When It Matters?

RRBHLAWZENblogInsurance Litigation

We’ve all seen them—advertisements that portray the insurance company as a protector. When everything goes right, this portrayal can ring true. But what about bad faith insurance practices? Your insurance provider is supposed to act as a suit of armor for your and your loved ones. You hope you won’t need it, but you pay for it anyway, just in case the worst happens. When your insurance company acts in bad faith, it’s as if you were imagining that you were wearing the armor the whole time—when that happens, you need to take action. What Is Bad Faith Insurance? Insurance companies—as many of their ads claim—are supposed to protect their policyholders. When an insurance company fails to do so, either intentionally or negligently, that is what is known as a bad faith insurance practice. Insurance companies have an obligation by law to act in good faith. What that means is that when you file a claim, your insurance provider shouldn’t look for ways out of investigating the claim or paying you what they owe you. A Look at a Bad Faith Insurance Case Way back in the 1990s, the former owner of an auto repair shop had to file a …

sue your insurance man speaking on phone

5 Signs You Might Need to Sue Your Insurance

RRBHLAWZENblogHomeowners' Insurance, Insurance Litigation, Personal Injury Lawyer Florida

Do You Know When the Time Is Right to Sue Your Insurance? Insurance claims don’t always work the way that they should. Sometimes policyholders feel like they should have received more for their claims. Sometimes they feel like their claim was denied for little to no reason. One of the most common questions we receive is whether you can sue your own insurance company—the answer is a resounding yes. Whatever your circumstances, if you feel like you weren’t given a fair share, it might be time to sue your insurance company. If you notice these five signs, it’s time to call your attorney. #1: Your Insurance Denies Your Claim without Explanation When your insurance company denies a claim, they usually provide an explanation for the denial. Similarly, your company may have denied your claim without a thorough and proper investigation in the hopes that you will not challenge their decision. But by law, they are required to carefully investigate your claim to determine coverage. If your insurance does not explain the basis for the denial or fails to take your claim seriously, then you should seek legal counsel. #2: Your Insurance Excessively Delays Your Claim The purpose of insurance companies …