Blog Articles Written by RRBH Law

4 Critical Things the Best Slip and Fall Attorneys Will Tell You about Your Case

RRBHLAWZEN January 25, 2022Slip and Fall, Uncategorized

You’ve been injured. You need to know what’s going on. Get the answers that the best slip and fall attorneys know! If you were recently involved in a slip and fall accident, then you’re likely recovering from your injuries while trying to navigate all the paperwork and legal steps surrounding your case. The last thing that you probably want to worry about is how your case is going to play out in court, but we’re here to break it down for you. How you handle your slip and fall case could be the ultimate determining factor in how much money you walk away with. That is why we have answered four common questions that slip and fall victims may have when faced with this situation. Read this article for an inside look into what the best slip and fall attorneys tell their clients while working through their cases. How will your life be different after becoming injured in a slip and fall accident? Your life may only be slightly different or it could be drastically different. Depending on the nature of your injuries, you may require surgery or rehabilitation. The effects could last for the rest of your life. You …

House after rain property insurance lawyer

Citizens Managed Repair Program: Do I Need a Florida Property Insurance Attorney?

RRBHLAWZEN January 15, 2022Property Insurance

Do you need a Florida property insurance lawyer? If you are a Citizens Property Insurance Corporation policyholder, you might. Here’s why you should consult a property insurance lawyer. Citizens Property Insurance Corporation is encouraging homeowners to use the Managed Repair Program intending remediation of non-weather-related property damage for less than what is required under Florida law. If you are a part of this program, it is essential that you consult an experienced Florida property insurance attorney who can help you understand your rights. Citizens Managed Repair Program: What You Should Know Citizens’ Managed Repair Program helps customers whose homes have been damaged by water. The program consists of two services: emergency water removal and a managed repair contractor network, both of which are available for customers with new and renewal homeowner (HO-3) and dwelling property (DP-3) policies only. Covered by Citizens, once water is removed and dried up for covered damages, contractors are on site to fix your home with a 5-year workmanship guarantee. According to Citizens, a policyholder may refuse or limit participation in the managed repair program. They advise, however, that it may impact the cost of the claim (excluding Emergency Water Removal Services). For example, if you …

Insurance company underpaid claim? What to do.

Miami Property Insurance Claim FAQs: What to Expect After Filing

RRBHLAWZEN December 30, 2021Insurance Litigation, Property Insurance

Property insurance claims are a hot topic these days. In this blog, you’ll find out how to answer some of the most common property insurance claim FAQs, including what to do if the insurance company underpaid your claim. As a homeowner, you know that your property insurance is there to help protect your investment and your family. However, you might be wondering if your insurance provider will raise your rates after a claim or two. Listed below are some questions and answers about property insurance to give you an idea of what to expect after a claim. With property insurance, nothing can truly be taken for granted. Even though homeowners may think they know what they’re doing when it comes to their coverage, it’s always important to keep up with changes in circumstances and remain vigilant of any potential changes to your policy. If you don’t know what to expect after filing a claim, these questions and answers may help. The insurance company underpaid my claim. What can I do? The amount of compensation you receive for your claim depends on a few different factors. Your coverage limits, the costs of repairs or replacement, and the extent of the damage …

What Is Insurance Litigation? A Quick-Reference Guide

RRBHLAWZEN December 10, 2021Insurance Litigation

What is insurance litigation? If you are coming across this term for the first time, you might need an attorney to help you get the compensation you deserve. You have many insurance policies to protect you against a wide variety of unlucky circumstances. Your car insurance protects you in case someone crashes into you. Your homeowners’ insurance pays out when your home is damaged in a storm, or someone gets hurt on your property. The reason you pay your premiums–which can be quite expensive–in full and on time is that you expect the insurance company to hold up their end of the bargain. Unfortunately, that doesn’t always happen, and without legal action against unfair practices, you could be looking at massive costs. Insurance litigation can help you fight back. What is insurance litigation? Insurance litigation is the legal process by which insurers and policyholders dispute the meaning and interpretation of an insurance policy. From the policyholder’s perspective, insurance litigation is an avenue to dispute a denied claim, an underpaid claim, or bad faith insurance practices designed to limit the amount of a settlement. Insurance providers owe their policyholders a certain standard of care. Most policyholders expect …

How to Prove Causation in Negligence: 4 Steps to Follow After an Injury

RRBHLAWZEN November 17, 2021Personal Injury Lawyer Florida

Knowing how to prove causation in negligence cases can help you get the settlement you need to cover expenses related to your injuries. Follow these four steps. Every successful personal injury lawsuit starts at the same place—proving causation between negligence and damages. When you are hurt because of the reckless or negligent actions of another party, you deserve a settlement that covers the cost of your injuries in full. With the help of an experienced personal injury attorney, you can determine whether you have a viable case that is worth pursuing. Once you have established that you have a case, you will need to follow certain steps to prove the causation between the other party’s negligence and the damages you sustained. What is negligence? Negligence is when someone fails to use reasonable care, either by acting in a way that a reasonably careful person would not act or by failing to act in a way that a reasonably careful person would under similar circumstances. How to Prove Causation in Negligence Establish a duty of care. Demonstrate a breach of that duty of care. Show causation between this breach and your injury. Prove that negligence resulted in damages. By following these …

Cast iron pipe lawsuit: fix your home's old plumbing

Cast Iron Pipe Lawsuit: Does Home Insurance Cover Cast Iron Pipes?

RRBHLAWZEN October 18, 2021Homeowners' Insurance, Insurance Litigation

Has your home insurance provider denied your claim? It might be time to file a cast iron pipe lawsuit. Your home should be a place where you can sit back, relax, and enjoy yourself. Unfortunately, for many homeowners with cast iron plumbing, home seems to be a constant source of stress. Cast iron is prone to corrosion, which can cause thousands of dollars of property damage if it forms a leak. Replacing cast iron pipes can cost tens of thousands. Will your homeowners insurance cover repairs? If your insurance provider decides to put profits over honoring your policy and denies or underpays your claim, you don’t have to sit there and take it. You have options. Here’s what you should know about cast iron plumbing, insurance, and filing a lawsuit if you are denied. Does home insurance cover failing cast iron pipes? Insurance companies often try to pass off damage caused by leaking cast iron pipes as the homeowner’s fault. While plumbing maintenance falls to the homeowner, you might be eligible for coverage in some cases, but your insurance provider will not make the process easy for you. Here are a few things you can do to increase your chances …

Most common bicycle accident injuries could be expensive.

Don’t Let the Most Common Bicycle Accident Injuries Leave You in Debt

RRBHLAWZEN October 7, 2021Personal Injury Lawyer Florida, Vehicle Accidents

The most common bicycle accident injuries are also some of the most expensive. Get the facts so you don’t get stuck with exorbitant hospital bills. Experienced cyclists know that riding a bike can be dangerous, even when you obey all traffic laws and take all the necessary precautions. Treacherous roadways, unpredictable motorists, oblivious pedestrians, and less experienced cyclists can cause serious injuries. The next time you take your bicycle out for a spin, keep these facts in mind. What are the most common bicycle accident injuries? Some of the most common bicycle accident injuries include soft tissue injuries, musculoskeletal trauma, and head injuries. Of these, head injuries are often the most severe, leading to long-term disability and even death in some cases. All of these injuries can require hospitalization, which can lead to high medical bills. When you are riding, you can prevent injury by taking note of some of the most common causes of bicycle crashes. What are the most common causes of bicycle accidents? Certain factors can put you at a greater risk of being seriously hurt. The following are some of the most common causes of bike accidents: Neglecting to wear a helmet Riding at dangerous speeds …

How to Identify Roof Wind Damage and Get Your Claim Settled

RRBHLAWZEN September 22, 2021Homeowners' Insurance, Hurricane damage, Insurance Litigation

Worried that your roof might have been damaged by high winds? In this article, we break down how to identify roof wind damage so you can start the claim process. The next time you are outside, take a look at your roof. Do you notice anything…off? Do the shingles look worn? Does anything seem to be missing? Some indications that high winds have damaged your roof are easy to spot—you may even be able to see them from the street. Others may require a closer inspection. Either way, it’s critical to know how to identify roof wind damage to prevent serious issues like leaking ceilings and mold. If you are even slightly concerned about the state of your roof, these tips will help you identify problems so you can notify your insurance. When to Look for Roof Wind Damage When winds reach 45 mph or higher in your area, you should take some steps to ensure that your roof is still in good shape. At this speed, dead tree limbs can fall onto your roof and damage the shingles. At higher speeds, the wind can even rip shingles completely off their nails. Wind speeds of 75 mph and higher are …

Can I Sue My Child’s School for an Injury in Florida?

RRBHLAWZEN September 5, 2021Personal Injury Lawyer Florida, Slip and Fall

Can I sue my child’s school for an injury? If you live in Florida, you need to know how a lawsuit against a public entity like a public school works. Here’s what to know. You remember what it was like. Playing on the playground with your friends was fun. The gym class was a blast, especially dodgeball, right? Kids got to be kids. Now that you have kids yourself, though, would you feel comfortable letting them do the same kinds of activities you did? Maybe not. Children are resilient, but even they are not invincible. Even if your children are not involved in potentially dangerous extracurriculars, they can still get hurt. Freshly mopped floors without a caution sign in sight. Loose handrails on the stairs. The question is, can you hold the school accountable if your child is hurt because of their negligence? So, can I sue my child’s school for an injury? Yes, you can. Your child’s school has a duty of care, so if they acted negligently, you can pursue damages against them. One important detail, however, may change how your case proceeds—whether the school is a private entity or a public entity. If your child attends a …

How Long after a Slip and Fall Can You Sue in Florida?

RRBHLAWZEN August 24, 2021Personal Injury Lawyer Florida, Slip and Fall

The amount of time you have to file a lawsuit after you are injured in a fall varies by state. How long after a slip and fall can you sue in Florida? This article discusses the statute of limitations for personal injury lawsuits. According to 2014 data from the Florida Department of Health, falls are the leading cause of non-fatal injury hospital admissions as well as injury-related deaths in the state. Many falling injuries result in substantial medical bills and long periods of missed work, which can severely impact your ability to support yourself and your family. If you are hurt in a slip and fall accident, especially if you suspect another party’s negligence caused or contributed to your fall, it is in your best interest to explore your legal options for financial recovery. But you don’t have unlimited time to file a lawsuit, so you need to start the process sooner rather than later. In the Sunshine State, how long after a slip and fall can you sue? Florida’s Slip and Fall Statute of Limitations In Florida, the statute of limitations to file a lawsuit against a property owner for a slip and fall injury (and personal injury in …

Is It Safe to Stay in a House with Mold? Why You Should Limit Exposure

RRBHLAWZEN August 7, 2021Homeowners' Insurance, Property Insurance

Is it safe to stay in a house with mold? While it might seem like mold is not a big deal, when it comes to your health, you shouldn’t write it off completely. Aside from the damage it can cause to your home; mold is also often hazardous if you are exposed to it for prolonged periods. In Florida, because of the high humidity levels and frequent hurricanes, mold is a common household problem, so most homeowners will have to deal with it at one point or another. If you are worried about the health effects of mold in your home, here are a few things to know. Is it safe to stay in a house with mold? Mold can cause reactions that range from mild to severe. Those who are more susceptible to the negative effects of mold exposure—such as people with respiratory conditions like asthma, mold allergies, and suppressed immune symptoms—are more likely to become seriously ill. Exposure over a few days may not be harmful, but staying in a home with active mold growth can cause symptoms. So, is it safe to stay in a house with mold? For many people, the answer is no. In general, …

Commercial Property Insurance in Florida: What to Know about Hurricane Coverage

RRBHLAWZEN July 27, 2021Hurricane damage, Property Insurance

Now more than ever, as businesses start to reopen, commercial property insurance in Florida needs to include hurricane coverage. Here’s what you should know about this essential coverage. Some businesses did not survive the pandemic. For those owners who made it through, a question—did you sacrifice to keep your doors open just to have to close after the next big hurricane? If you don’t have commercial hurricane coverage, that is likely to happen. Read on to learn more about what this type of coverage is for and who should have it. Commercial Property Insurance: Florida Excludes Some Damages One of the first things to understand about hurricane coverage is that it pays for many damages that are excluded from commercial insurance policies. Depending on your policy, your commercial property insurance might not cover some of the events that happen during a hurricane. For instance, many standard policies cover events such as fire, theft, vandalism, and windstorms. Hurricanes are typically excluded from standard policies. Building Owners and Renters Can Benefit Whether you own a commercial building or rent space for your business, you should consider adding hurricane coverage to your commercial property insurance in Florida. Not only does this coverage pay …

Preventing Hurricane Injuries Is Possible When You Have the Facts

RRBHLAWZEN July 10, 2021Hurricane damage, Personal Injury Lawyer Florida

During a hurricane, injuries can happen to anyone—but if you are ill-prepared, you carry a bigger risk. This article discusses how you can prevent hurricane injuries during the next storm. It is not a matter of if but a matter of when the next big hurricane will hit South Florida. Here in Miami, we like to think that we are always prepared, but are we really? After all, anything can happen during a storm, and it can happen to anyone. You might think that it’s not possible to prevent an accident from happening—to an extent that is true. But you can drastically reduce your chances of getting hurt by taking a few simple actions before and during a hurricane. How to Prevent Hurricane Injuries during the Next Storm Put a Plan in Place Every family needs to have a plan in place before another hurricane hits. From planning your evacuation route to stocking up on essential supplies in case you need to shelter in place, preparing for several eventualities may help you avoid becoming frantic. When you are calm and know what to do in a stressful situation, you are less likely to hurt yourself. Power Down If you are …

storm surge - the most dangerous part of a hurricane

The Most Dangerous Part of a Hurricane Can Leave Your Home in Ruin

RRBHLAWZEN June 23, 2021Homeowners' Insurance, Hurricane damage, Insurance Litigation

Though high winds can cause significant damage to your home, they are not the most dangerous part of a hurricane. Learn about the dangers of storm surge and how to protect your property. During a hurricane, storm surge is the most dangerous threat to life and property. About half of lives lost during hurricanes are due to storm surge, and billions of dollars in property damage is possible from a single storm. To help you understand the risk of storm surge as we make our way into hurricane season, here are some facts about this hazard and what you can do to protect yourself. The Most Dangerous Part of a Hurricane: What Is Storm Surge? Storm surge refers to the abnormal rising water levels near the coast caused by high hurricane winds. Water is displaced onto coastal land, causing flooding in low-lying areas. When combined with rough ocean waves, storm surge can not only cause water damage and mold infestation to at-risk homes but also structural damage. During especially destructive storms, these factors can make your home uninhabitable. Steps to Take to Protect Your Home If your home is located in an at-risk area, it is critical to be ready …

How to Prepare a Bad Faith Claim Against Your Homeowners Insurance

RRBHLAWZEN May 14, 2021Insurance Litigation, Property Insurance

Has your homeowners insurance used bad faith tactics to avoid paying out your full settlement or deny your claim outright? You may have recourse through a lawsuit for a bad faith claim. This article offers a strategy. Do you believe your home insurer has failed to investigate your claim properly? Were you denied coverage without explanation? Have they delayed your settlement payment for an unreasonable amount of time? You may be able to file a bad faith claim against your insurer to get the compensation you deserve under your policy. Your insurance provider has a duty to deal with you in good faith. If you feel you are being treated unfairly, here are some steps you can take to increase your chances of winning your case. Preparing for a Bad Faith Claim Speak to Your Attorney From day one, you should be communicating with an attorney about your homeowners insurance claim. Your lawyer understands how the process can and should play out, so having them there to guide you can keep you from making avoidable mistakes that could jeopardize your claim. Document Everything If your claim is denied, you then need to start documenting everything you can. Get all the …

4 Types of Catastrophic Car Accident Injuries That Should Be Compensated

RRBHLAWZEN May 5, 2021Insurance Litigation, Personal Injury Lawyer Florida, Vehicle Accidents

Catastrophic car accident injuries require serious medical attention. This article discusses a few situations in which you should seek compensation. Not all car accident injuries require the same amount of medical attention. Not all of them cause the same amount of pain and suffering, either. A catastrophic injury can change your life forever, leaving you with piles of medical bills and unable to work. On top of it all, your injury could leave you in constant pain and require years of rehabilitation to overcome—and that is often a best-case scenario. When your life is so irretrievably shattered, you deserve to be compensated. If you or a loved one suffer any of the following catastrophic injuries, you should speak to an attorney about what you need to do to get a fair settlement. Catastrophic Car Accident Injuries That Should Be Compensated Spinal Cord Injuries Spinal cord injuries can cause a wide range of issues, from diminished sensation to complete paralysis. Paraplegia and quadriplegia—the loss of function of the legs or all limbs respectively—can mean a life spent in a wheelchair. Aside from the lifelong cost of care following a spinal cord injury, there are also damages like loss of enjoyment and …

Do I Need Uninsured Motorist Coverage in Florida? 3 Reasons You Do

RRBHLAWZEN May 1, 2021Personal Injury Lawyer Florida, Vehicle Accidents

If you are wondering, “Do I need uninsured motorist coverage in Florida?” finding an answer might seem difficult. To make it easier, we provide three reasons you should have it below. As with any type of insurance, uninsured motorist coverage can help pay for your losses in the event of an accident. This particular type of coverage, however, can be essential if you are in an accident with a driver who is uninsured or whose coverage is inadequate to cover your injuries. In fact, we think it is one of the most important insurance decisions a person can make. Here’s why. What is UM coverage? Uninsured motorist insurance covers the injuries and damages that you and those covered under your policy sustain when involved in an accident with an uninsured or underinsured driver. It can cover things like your medical care, lost wages, and other losses you experience. Why You Need Uninsured Motorist Coverage in Florida Florida is a no-fault state. As a no-fault state, Florida requires drivers to use the coverage from their own policies before pursuing damages from the at-fault driver’s insurance. The minimum coverage for personal injury protection (PIP) that drivers are required to carry is $10,000 …

Need a Lawyer for Hurricane Insurance Claim? Only If You Want a Fair Settlement

RRBHLAWZEN April 13, 2021Homeowners' Insurance

Should you hire a lawyer for your hurricane insurance claim? It depends on your situation, but your settlement could benefit. Here’s how. This year is going to be another busy Atlantic Hurricane Season, according to the Colorado State University Tropical Meteorology Project. “We anticipate that the 2021 Atlantic basin hurricane season will have above-normal activity,” Dr. Phil Klotzbach, the leading scientist on the project, wrote in the 2021 report. If you have not already begun preparing your home and yourself for the possibility that your home could be damaged, you should begin doing so as soon as possible. You should also educate yourself about what to do following a hurricane. If you want a fair settlement, here are a few reasons you might need to hire an attorney. Benefits of Hiring a Lawyer for Hurricane Insurance Claim When you are considering whether to hire an attorney to handle your hurricane insurance claim, you might have a few questions. How will an attorney help me with my claim? Will it be worth it? Hurricane insurance claims can be time-consuming, complicated ordeals. Having a lawyer on your side can make the process easier and more streamlined. Here are a few things that …

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