Blog Articles Written by RRBH Law

Hiring A Property Insurance Attorney – The Cost Of A Professional

RRBHLAWZEN December 6, 2022Property Insurance

What is a Property Insurance Claim? A property insurance claim is a request for payment from an insurance company for damages to property, such as a home or business. The insurance company will investigate the claim and may pay for the repairs or replacement of the damaged property. If you have been the victim of a natural disaster, such as a fire, flood, or hurricane, you may need to file a property insurance claim. Many homeowners and business owners are not familiar with the process of filing an insurance claim, and hiring an attorney to help with your claim can be very beneficial. An experienced property insurance attorney will know how to navigate the claims process and get you the maximum compensation possible. They will also be familiar with the common pitfalls that can delay or deny your claim. The cost of hiring a property insurance attorney varies depending on the scope of work involved and the attorney’s fees. (video transcription) “We work on a contingency basis. So we’re contingent upon us being able to recover for the homeowners. So if we’re not able to recover for homeowners, the homeowners don’t pay us anything, and what’s good about working on …

how long after an accident do you feel pain

How Long After a Car Accident Do You Feel Pain?

RRBHLAWZEN November 30, 2022Accident

How long after a car accident do you feel pain? One of the many challenges drivers face is the aftermath of an accident. After a driver has been involved in an accident, they never quite know when the pain starts or when it will end. Studies have found that pain can take up to three minutes to set in after an accident, depending on how severe the accident was. But sometimes, it can take a lot longer to feel the effects of an accident. In some cases, it may take several weeks to feel the first pain symptoms. In this article, you will learn the possible car accident injuries, how long the pain will last, and what actions to take after a car accident. Possible Car Accident Injuries A motor vehicle collision can result in a wide range of injuries. Some injuries, like orthopedic trauma, may vary in severity based on the circumstances of the accident. Still, many common injuries occur after a car crash, including: A traumatic brain injury Any damage to any part of your brain may result in long-term complications and even death. The severity of the injury is also variable but can be broken down into …

When Does Hurricane Season End?

RRBHLAWZEN November 22, 2022Hurricane damage, Hurricane Preparation

The Florida hurricane season is a six-month period from June 1st to November 30th of each year. The peak of the season is mid-August through late October. During this time, there is an increased chance for tropical storms and hurricanes to form in the Atlantic and Caribbean Sea and then move toward Florida. Find out when does hurricane season end and what to do after it! What Contributes To The Formation Of Hurricanes During The Season? The first is the warm ocean water temperatures. These waters need at least 80 degrees Fahrenheit for a hurricane to form. The second ingredient is moist air. This air rises and condenses into thunderstorms which can turn into hurricanes. Lastly, there needs to be low wind shear. This is when the upper-level winds are at different speeds or directions than the lower-level winds. If wind shear is too high, it can prevent thunderstorms from organizing into a hurricane. During the hurricane season, it is important to be prepared. This means having a plan in place in case of evacuations, stocking up on supplies, and knowing your insurance coverage. It is also important to stay informed by following the National Hurricane Center and local news …

Why Insurance Companies Will Underpay Hurricane Ian Victims

RRBHLAWZEN November 2, 2022Homeowners' Insurance, Hurricane damage, Insurance Litigation

Why will insurance companies underpay hurricane Ian victims? With Hurricane Ian ripping through Florida, there are huge consequences for real estate. One week after Hurricane Ian struck, tens of thousands of Floridians have property damage and are turning to their insurance companies hoping they’ll pay up. Hurricane Ian has left a trail of destruction in its wake after it made its way across Florida. In the aftermath, there’s been a lot of talk about how insurance companies are unfair to hurricane victims. We’ll explore what’s going on and why this is happening in this article! What is Hurricane Insurance? Hurricane insurance is a type of insurance that protects homeowners and businesses from damages caused by hurricanes. FEMA will only cover damage to the first 3 feet of your property if you have a total loss due to Hurricane Ian. After that, you’ll need to seek coverage from your hurricane insurance. What is Concurrent Causation? Concurrent causation is a mechanism used in insurance claims to handle losses that arise from more than one cause. For instance, Hurricane Ian caused both wind damage and storm surge. Depending on the circumstances and the policy, damages from both causes may be covered even if …

Should I Get a Motorcycle Accident Lawyer?

RRBHLAWZEN November 1, 2022Vehicle Accidents

Accidents constantly happen and often result in injury. When you’re injured in a motorcycle accident, the first question on your mind might be “should I get a motorcycle accident lawyer?” You might feel like handling the issue yourself will give you a sense of closure while being able to remain on your own terms. But on the other hand, the value of a good lawyer might make you think twice about going solo. In this article, you will find the pros of hiring a lawyer and what to expect if you decide to go the route of a lawyer. Should I get a Motorcycle Accident Lawyer? Here are some things to consider before making this decision: Your rights and options after an accident You are legally entitled to medical expenses and lost income. If the other party was at fault, they might be liable for damages. A qualified motorcycle accident lawyer can protect your rights and ensure compensation. The cost of representation matters Another consideration is the cost of representation. A lawyer will typically charge a percentage of the damages awarded in a case – which can be expensive. So before hiring one, it’s essential to ask around and compare …

What Types Of Property Damage Should Floridians Know About?

RRBHLAWZEN September 20, 2022Homeowners' Insurance, Property Insurance

Have you ever wondered what types of property damage should Floridians know about? You may have considered hurricane or tornado damage, but did you know there are other ways your home could be damaged? Read on to learn about some of the most common property damages and how to prepare for them. What Types of Property Damage Are Most Likely in Florida? In Florida, property damage can include anything from broken windows to structural damage. Knowing what to look for in a property damage claim can help you get the compensation you deserve. Here are some common types of property damage in Florida: Wind and Hail Damage Florida’s weather is hazardous and accounts for a large number of insurance claims. Hail and wind damage are the most frequent types of weather-related insurance claims. The leading causes of wind and hail damage to property in Florida are windstorms, hailstorms, tornadoes, and hurricanes. To cover wind and hail damage, one may occasionally need to acquire a different policy, so be sure you know what your current policy covers. Water and Freezing Damage Florida homeowners may sometimes incur water damage from rain, flooding, plumbing defects, or melting ice – as well as from …

What Are Some Common Car Crash Injuries?

RRBHLAWZEN September 15, 2022Vehicle Accidents

What are some common car crash injuries? Knowing what the most common car accident injuries are can help you if you are hurt because of another driver’s negligence. If you’re in an accident, stay vigilant for signs of these injuries and let your doctor know if you experience any symptoms. What Are Some Common Car Crash Injuries? The following are some of the most common injuries suffered by motor vehicle accident victims and some of the car crash stats for 2022: Traumatic brain injuries (TBI) TBI, or traumatic brain injury, is a major problem in the United States. It accounts for over 50,000 deaths each year and 80,000 to 90,000 long-term disabilities. When the brain is damaged in a car accident, it can lead to many serious consequences, including memory loss, confusion, and even death. Therefore, if you or someone you know has been injured in a car accident, it is important to seek medical attention as soon as possible to determine if TBI has occurred. Spinal cord injuries and paralysis The spinal cord is a long bundle of nerves that runs from the brain down through the spine. Damage to this tube can stop someone from moving their legs, …

How Much Is a Traumatic Brain Injury Worth?

RRBHLAWZEN August 18, 2022Insurance Litigation, Personal Injury Lawyer Florida

Wondering how much is a traumatic brain injury would be worth? This article shares information about calculating damages for traumatic brain injuries. A traumatic brain injury or TBI can have devastating effects. The most common cause of death and disability in children aged 15 to 44 is traumatic brain damage. Some of the impacts they may cause can be subtle, but others are not. Therefore, it is important to be proactive in pursuing brain injury compensation because if you don’t, you could suffer various health and financial problems. What is a Traumatic Brain Injury? A traumatic brain injury (TBI) is a severe injury to the brain that can cause significant long-term problems. The most common type of TBI is an accident that causes the head to hit something hard, such as the ground. Other kinds of TBI include being hit in the head by a ball or being shot. Even mild TBI can cause long-term problems, including memory loss, trouble concentrating, and difficulty speaking. How Much Is a Traumatic Brain Injury Worth? There is no way to tell how much your case will settle for, but it will likely be between $100,000 and $7 million in the worst cases of …

Hurricane Preparedness for Pets: 5 Things to Do Before the Next Storm

RRBHLAWZEN August 9, 2022Hurricane damage, Hurricane Preparation

Watch out; a hurricane is coming for your pets! What is hurricane preparedness for pets? Hurricanes are terrifying–there’s nothing that makes the hair on the back of your neck stand up like seeing the news reporting the path of a hurricane coming straight for us. So keeping your pet carrier ready to go when needed can provide some peace of mind even if you’re just on standby during a storm. Whether you have farm animals or small, cuddly furballs at home, it’s always a good idea to make sure you have backup plans for when storms are at their worst. We’ve compiled a list of our favorite hurricane prep tips for you and your furry friends! What Is Hurricane Preparedness For Pets? If you’re like most pet owners, you probably think of your furry friend as your best friend. But what if a hurricane hits your area? That’s why hurricane preparedness for pets is imperative for your pets and yourself. Whether you plan on boarding your pet or taking them where you go, ensure that they are safe and in the care of someone reputable. There are limited options for shelters that allow animals during natural disasters, so ensure your …

The Advocates

RRBHLAWZEN July 25, 2022Press

Moncy Blanco-Herrera, Daniel J. Rodriguez, Alexandra Ramon and the rest of the team at RRBH Law have not only helped clients win millions of dollars in claims, they’ve helped shape Florida case law with their thorough research and expert litigation. The voice of ordinary citizens who seek justice for their loss, pain and suffering, the attorneys at RRBH Law are highly experienced from negotiation to appeals and are strong, aggressive in-court advocates with thousands of successful cases to their credit. They help clients get back to normal and pick up the pieces following a wide variety of incidents from denied or underpaid property insurance claims and storm damage to injuries sustained due to someone else’s fault, medical malpractice and more. Simply put, they stand as unwavering legal advocates so clients can begin their healing process. “When I went to law school, I had the same misconception that many people have about Personal Injury Attorneys,” says Moncy Blanco-Herrera, who focuses his practice on all aspects of Personal Injury Law. “I thought they were just trying to make money from other people’s misfortune.” He began his career as a prosecutor, inspired by “watching too many episodes of Law & Order.” As a …

Does Renters Insurance Cover Water Damage?

RRBHLAWZEN July 17, 2022Homeowners' Insurance, Property Insurance

If you’ve ever been without renters insurance and then experienced a flood, hurricane, or other natural disasters, you know that it can be a hassle to find out if your insurance will cover the cost of the damages. With so many multiple companies selling plans and so many other things, it might be difficult to keep track of the considerations that impact what is included in an insurance contract. This article answers the most common question: does renters insurance cover water damage? Does Renters Insurance Cover Water Damage? Renters insurance covers water damage in many scenarios but does not protect you in every situation. For example, incidents like a clogged toilet or a burst pipe are likely to be covered. However, most renter’s insurance policies do not cover damage caused by backed-up sewage or flooding or if the damage was caused by negligence (acting irrationally or recklessly). Furthermore, renters insurance only protects your personal property. Your landlord is responsible for the building’s regular maintenance, but renters insurance can help you protect your possessions. This means you don’t have to replace things like pipes if your plumbing fails; however, you may require insurance to replace damaged personal items. Water Damage From …

In A Rear-End Accident? Here’s How An Attorney Can Help

RRBHLAWZEN July 5, 2022Personal Injury Lawyer Florida, Vehicle Accidents

Your day has shifted from normal to disastrous in the blink of an eye. One minute you’re sitting at a stoplight, enjoying the quiet of your own thoughts, and the next minute you’re in a rear-end accident by a careless driver. The force of the impact sends your head whipping back and then snapping forward, resulting in excruciating neck pain. In addition, your vehicle is damaged, and you’re not sure how you’ll get to work or take care of your errands for the day. You may be tempted to exchange insurance information with the other driver and be on your way; however, it’s important to take a few moments to assess the rear-end accident and make sure you are protected. What to do After a Rear-end Collision Injury? According to the National Highway Traffic Safety Administration (NHTSA), river mistakes cause approximately 94% of traffic accidents. After being involved in a rear-end collision, it is important to take the following steps: Take photos of the damage: Taking pictures of the damage from an accident is important because you could not know that there’s much more damage than a scraped bumper or cracked taillight. This can include damage to the alignment, frame, …

Car Crash Internal Injuries Can Be Devastating To Your Health And Finances

RRBHLAWZEN June 16, 2022Personal Injury Lawyer Florida, Vehicle Accidents

Many people who have been in a car wreck can feel that the trauma was not the end of their challenges. Managing the pain and injuries of your internal organs, skin, ligaments, and bones can be very difficult. You might be out of the hospital and back at work in a few days, but you may still be dealing with the aftermath of a car crash. In this article, we’ll look at some common car crash internal injuries, what they mean for you, and how you can best prepare for them. Types of Internal Injuries Injuries in car crashes can be devastating both to your health and finances. Here are three of the most common types of internal injuries: head, torso, and extremities. Head Injuries If you’re injured in a car crash with a head injury, you may experience nausea, vomiting, confusion, loss of consciousness, seizures, or even brain damage. If you’re pregnant, your unborn baby can also be affected by a head injury. Torso Injuries If you’re injured in a car crash with a torso injury, you may experience intense pain throughout your body and difficulty breathing. In addition, damage to internal organs like the lungs and heart can …

Does Home Insurance Cover Cast Iron Pipes?

RRBHLAWZEN June 6, 2022Homeowners' Insurance

One of the most common questions we receive from homeowners is: does home insurance cover cast iron pipes? Some things seem obvious to the point that it’s hard to believe many people don’t think about them. This is the case when it comes to insurance. While we all know your homeowners’ policy covers you if someone accidentally breaks your window, many homeowners probably don’t know if their home insurance will cover leaking pipes from broken cast iron pipes! Use this article to decide where other types of coverage might be necessary for your home and get yourself insured before tragedy strikes! What Are Cast Iron Pipes? Cast iron pipes are made of metal that is treated with a silicone or varnish coating. They are used for water, gas, and oil pipelines, and their outside surface is generally smooth. The inside of cast iron pipes is also coated so that the metal does not rust. They have several disadvantages over other materials for pipelines. They are heavy, expensive to repair if they break, and take a long time to heat up to their operating temperature. Does Home Insurance Cover Cast Iron Pipes? Here are some things to remember when researching whether …

Condominium Insurance Dispute? Don’t Do It Alone

RRBHLAWZEN May 25, 2022Homeowners' Insurance, Property Insurance

Condominium insurance disputes are sometimes complicated because of the fact that condominiums are in a community. Areas such as the stairs/elevator, administrative office, and parking lot are common to all condo owners. This is why condo owners are sometimes confused when it comes to insurance claims. At RRBH Law, we understand the rights of individual condo owners and the rights of homeowner’s associations. We believe that understanding and recognizing the rights of each is vital to achieving positive results for our clients in the event of a condo property damage accident. Making a Condominium Insurance Claim for Losses The way condo owners handle a loss is slightly different than the situation faced by people who own single-family homes. Condo owners have their own unique set of rules governing their insurance. The homeowner’s policy a condo owner owns only covers some property damage, others may be covered by the building owner or HOA. The following are the most common condominium insurance claims that both an individual owner and the HOA may raise: Damage caused by molds Damage caused by fire (smoke damage included) Damage caused by wind (including other damages that can necessitate windows and roofs to be repaired) Damage caused …

Want to Build a Strong Auto Accident Claim? Follow These Tips

RRBHLAWZEN May 10, 2022Accident

Want to build a strong auto accident claim? This article offers some solid tips to make your claim as strong as possible. No matter how careful you are behind the wheel, there is always a chance that an accident might occur. Auto accidents are one of the leading causes of death and injuries in the US. They occur every day, causing around 38,000 deaths and injuring millions of people annually. Hopefully, you’ll never experience a traffic mishap, but you should be prepared for the possibility. Even though you’ve never been involved in a car accident in the past, you’re always at risk whenever you’re out on the road. What To Do After an Auto Accident There are very few things more frightening than being involved in an automobile accident. It is often a case of survival mode, with no time to think about how the accident happened or what type of injuries or damages you may have suffered. The number one thing to do after a car crash is to call 911. Even if you’re lucky enough to avoid any serious injuries yourself, it’s always important to check on the condition of the other drivers and passengers. Regardless of how …

When Is Hurricane Season in Florida? Your 2022 Guide

RRBHLAWZEN April 20, 2022Hurricane damage, Insurance Litigation, Property Insurance

When is hurricane season in Florida? Learn everything you need to know about it in this article. You have to deal with hurricanes and tropical storms when you live in Florida, especially in the coastal areas. Florida is plagued by hurricanes every year. The same holds true wherever you live in Florida, whether you live in Miami, the Florida panhandle, Jacksonville, southwest Florida, or anywhere else. However, do you know when hurricane season begins in Florida? Usually, the hurricane season in Florida starts around mid-summer and lasts until October. It is estimated that the Sunshine State will be most likely to be hit by a landfall hurricane in September. History of hurricanes and their frequency Hurricanes and severe weather have a long history in Florida. The state is frequently affected by extreme weather events. However, how frequent are they? According to Universal Property, there have been 120 hurricanes recorded in the form of Florida since 1851. What is the frequency of hurricanes in Florida? According to Best Places, tropical storms and hurricanes affect Florida approximately every three years. Therefore, it is essential to be aware of when hurricane season occurs each year if you live somewhere where it happens. …

Injured? Suing a Landlord for Negligence May Be Your Best Option

RRBHLAWZEN April 15, 2022Personal Injury Lawyer Florida

If you are injured in your rental, suing a landlord for negligence may be your best option to cover your bills. Here’s what to know. For a tenant to succeed in their suit against a landlord, they must first demonstrate that the landlord’s actions (or inaction) were naturally and foreseeably responsible for the tenant’s injury. There is no automatic liability for landlords in situations of injury suffered by tenants while renting from them. A landlord is typically liable for tenants’ injuries only if their actions (or inaction) caused the injuries or contributed to them. Renters who sustain personal injuries may be able to recover damages from their landlords. Tenant personal injuries can cause both physical and emotional harm. The tenant can turn to the court for a personal injury lawsuit if they were injured because of a variety of reasons, including a fire in the building, a fall that occurred because of deteriorated steps, insect infestations, lead, mold, faulty repairs, carbon monoxide, vermin, and criminal offenses, including rape, assault, and robbery. In the event of landlords being unresponsive, ignoring, or unconcerned about the safety of their properties, tenants may be in danger of getting injured. Despite your lease …

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