How to Deal with an Insurance Adjuster for Your Personal Injury Claim13 Jun 2019, Posted by Insurance Litigation, Personal Injury Lawyer Florida, Slip and Fall in
When you are injured in a car accident or because of negligence on another person’s property, you will have to jump through a few different hoops before getting the compensation that you need to recover your health. One of those hoops is learning how to deal with an insurance adjuster.
It’s vital that you understand how to protect yourself before speaking with a representative of your insurance company so that you can ensure that the settlement you get is fair. Want someone to guide you through the process so you can get the most compensation possible for your claim? Get in touch with the experts at RRBH Law today. Otherwise, take a second to read through some of our tips below.
What an Insurance Adjuster Does
The first thing that you need to understand—so that you can get a better idea about how the claims process works—is to learn what exactly an insurance adjuster does. First things first—the insurance adjuster works for the insurance company. They don’t represent you. In fact, their job is to pay out as little as possible to increase the profits of the insurance company.
This fact is important to understand because they are in control of how much your insurance provider will offer you for things like medical bills, loss of income, and pain and suffering. The questions that the insurance adjuster asks you may even be designed to get an answer that will allow the insurance company to pay out less than they should.
Take the Time You Need Before Giving a Statement
Your injuries can prevent you from answering the insurance adjuster’s questions in the best way possible. Whether because of the pain or the medication that your doctors put you on, your answers may not reflect the events accurately or in enough detail. If you need to take some time before having this conversation, take it. You do not have to go over the details of your accident right away.
Of course, the sooner you make a statement, the faster your claim will be processed, so keep this in mind when scheduling your call. The bottom line is that you want to be as clear headed as possible.
Make a Record of Your Conversation
When you finally do speak with the insurance adjuster, be sure to take notes. Record the adjuster’s name and contact information as well as any information about your claim.
Avoid Being Recorded
The insurance adjuster may want to record your phone call. Allowing the phone call to be recorded, at least until you are as prepared as possible, can lead to some negative consequences, especially if litigation becomes necessary. Recorded conversations are incredibly difficult to dispute in court, and allowing your statement to be recorded could cost you.
Want to Learn How to Deal with an Insurance Adjuster from the Experts? Give Us a Call!
Remember that you don’t have to go through the claims process alone. If you have been severely injured in an accident, you should seek knowledgeable, experienced representation. Contact the attorneys at RRBH Law if you need guidance on how to deal with an insurance adjuster.