Rainy street and single family, ceiling water damage covered by insurance home

Is Ceiling Water Damage Covered By Insurance? If Not, Do This

RRBHLAWZENHomeowners' Insurance, Insurance Litigation

Is ceiling water damage covered by insurance? They may try to deny your claim. If they do, don’t hesitate to take these steps. If there’s anything we homeowners are familiar with here in Florida, it’s water damage from storms. When a leaky roof leads to damages to your home and your belongings, you hope that you can count on your insurance to cover the costs to replace and repair your home and your stuff. Unfortunately, it’s not always as simple as filing a claim and waiting for a check in the mail. Because homeowners’ insurance policies differ from person to person and the fine print of your policy can be difficult to follow, you might not be as protected as you think. So what should you do if your insurance won’t cover water damage from your leaky ceiling? Here are four actions that you can do now. Get Ceiling Water Damage Covered by Insurance Document Everything It is essential to document everything that you can to illustrate the extent and severity of the water damage from your leaky roof. Do this as soon as you notice the damage and as you notice more damage. Because water damage can go undetected …