When you file a claim for a loss, your insurance provider will often require that you complete a document called a Proof of Loss form. This document details the damages that you intend to claim. It is usually one page long, though sometimes it may come with attachments. On the form, you will need to provide specific information that the insurance provider asks you to provide, including the time and date that the loss occurred, the type of loss, your policy limits, and what damages you are seeking. Some Proof of Loss forms may allow, or even require, you to provide any damage estimates to support your claim. You will need to fill out the form completely, get it notarized, and send it back to the company within the deadline your insurance company provides. Usually, you must complete it within 60 days. How to Fill Out Your Proof of Loss Form First, you will need a copy of your insurance policy. Your policy will tell you what you must include in your Proof of Loss, however, in most instances, it will require the following: Your coverage amounts at the time of the loss The date the loss occurred The cause …
Florida Personal Injury Statute of Limitations? Here’s What You Should Know
No matter whether you have been hurt in a car accident, a slip and fall, or another accident that causes you harm, if you want to pursue a personal injury lawsuit in Florida, you need to understand the Florida personal injury statute of limitations. Want to learn more so that you can legally pursue your case? Keep reading for more details about the statute of limitations and the filing deadline. The Florida Personal Injury Statute of Limitations You can find the statute of limitations for personal injury cases in Florida in section 95.11(3)(a) of the Florida Statutes. In most cases, you have four years from the date of your accident to seek compensation. To do this, you will need to file a civil lawsuit. The Filing Deadline If you attempt to file your civil suit after four years have passed, the court will probably dismiss your case. When your case is dismissed, you will have lost your right to seek compensation for your injuries, even if they have affected your quality of life. You should also be aware that this statute of limitations does not only pertain to civil lawsuits. It also applies to any settlement negotiations with the person …