hurricane damage

Hurricane Damage: What to Do If Dorian Batters Your Florida Home

RRBHLAWZENblogHomeowners' Insurance, Insurance Litigation

According to CBS Miami, Tropical Storm Dorian could become a Category 3 hurricane by the time it makes landfall on the east coast of Florida on Monday. Local and state authorities are cautioning residents to prepare for hurricane damage this Labor Day, and part of that preparation means knowing how to handle an insurance claim after the storm passes. At RRBH Law in Miami, we are standing by to assist you with your claim. With over 20,000 insurance claims still open from Hurricane Michael last year, it is critical that you understand how the process works so that you don’t have to wait almost a year to get the compensation you need to rebuild. Here’s what to do if your property suffers hurricane damage from Dorian. Review Your Policy Right now, you should be reviewing your insurance policies. And yes, I do mean policies, plural. With hurricanes, you have to worry about more than one form of damage to your home because flooding is not covered under most homeowners insurance policies. You’ll have to purchase a separate flood insurance policy for that. Unfortunately, according to the South Florida Sun-Sentinel, if you don’t currently have flood insurance, you’re out of luck …

storm damage

How to Prevent Storm Damage During Hurricane Season

RRBHLAWZENblogHomeowners' Insurance, Insurance Litigation

While hurricane season begins on June 1, it’s never too late or too early to prepare for storm damage to your home. As we know here in Florida, hurricanes can cause a lot of damage in a short amount of time, so it is best to be as prepared as possible. In this blog, you will find information on what you need to do to prevent damage to your home and to protect yourself and your family in the event of a hurricane. Safety First While it is important to take steps to prevent hurricane and flood damage to your home, the first thing that you need to do is develop a plan for you and your family’s safety. In addition to building your own hurricane disaster kit and creating a disaster plan for the whole family, you should also review your evacuation plan. During hurricane season, the most important thing to remember is that homes can be replaced—your family can’t. Retrofit Your Home to Prevent Flood and Storm Damage Much of the damage that your home can sustain during a hurricane comes from two things: flooding and high winds. Heavy rainfall and storm surges can affect homes that are …

Storm surge from hurricane on beach

Still Dealing with Damage from Hurricane Michael? How We Can Help

RRBHLAWZENblogHomeowners' Insurance, Insurance Litigation

It has been almost a month since Hurricane Michael made landfall near Panama City, Florida, but with $11.28 billion in damages, full recovery is still as much as a year away. Many homes and businesses sustained damage from Hurricane Michael leaving homeowners and tenants to file insurance claims and hope for the best. Sadly, insurance companies will not agree to cover all of the costs. If last year’s Hurricane Irma was any indication, as much as 40 percent of claims could go unpaid for up to six months. Some Hurricane Irma claims are still outstanding, more than a year after the homeowners and business owners filed them. How Our Insurance Litigation Services Work The attorneys at RRBH Law have one goal—to get you the money you deserve to deal with the damage from Hurricane Michael. And to help assure you that you won’t we out a lot of money by hiring us, we want you to know a few things. First, we work on contingency. What does that mean? It’s just a fancy way of saying that if you don’t get paid, we don’t get paid. Our fee comes from your claim payout, so you don’t have to pay a …