insurance company

Insurance Denied My Claim. Now What?

RRBHLAWZENInsurance Litigation

If your insurance company denies your claim, is there anything more you can do?  A good number of victims feel stranded when the insurance company says no. But take heart as it is certainly not over at that point.  Remember that an insurance company is a business with a profit motive and if they can find a way to deny your claim it will help their financial performance.  They will certainly interpret the language of the policy to their advantage. Your insurance company may deny your claim for one or more of the following reasons: A policy exclusion, for example the policy doesn’t cover that category of loss The claim wasn’t filed within a particular time limit The incident happened outside of your policy coverage dates However, when they do deny your claim they must provide you with a reason.  They must also notify you of your right to challenge a claims decision as failure to do so waives other rights they have in the policy. There are times when an insurance company may not act in good faith.  We have seen cases of insurance companies who have wrongfully cancelled a policy, raised premiums after a claim, delayed payment without …

Man Riding Bicycle on Street

Should I Call An Attorney After A Bicycle Accident?

RRBHLAWZENPersonal Injury Lawyer Florida

As our Miami roads swell with traffic by the day, so do bicycle accident fatalities. More and more people are embracing a healthy lifestyle, leading to the increased number of cyclists on the road.  This past January a driver struck two cyclists on Key Biscayne, killing one, as he briefly took his attention from the road to change a song on his phone.  A week earlier a drunk driver plowed into a group of 20 cyclists on that same road, striking and injuring 4 of them.  Two hours later yet another cyclist was struck in front of MAST Academy. LAST YEAR, A TOTAL OF 120 CYCLISTS WERE KILLED IN FLORIDA WITH MANY MORE SERIOUSLY INJURED.  THREE TIMES MORE CYCLISTS DIE IN FLORIDA THAN THE NATIONAL RATE. For all its beauty, Miami is simply not a bicycle friendly city.  Our wide and fast roads, aggressive drivers, endless construction and lack of connected bike paths make this a challenging city to ride.  Getting from point A to point B on a bike in this town typically involves crossing busy streets, navigating around obstacles and riding on streets without a marked bike lane or path.  With the Venetian Causeway closed for construction, anyone …